We mostly find that there are a few prime categories of clients who come to us seeking to refinance a loan.
Potentially you might wish to:
- Negotiate a new deal with your current lender
- Find a new lender altogether
- Borrow additional funds against the equity in your home at cheaper home loan rates, or
- Splurge on something really special that will add value to your lifestyle.
1. MAYBE IT’S INTEREST RATE HEALTH CHECK TIME
You haven’t reviewed your loan interest rates for quite some time, and you’re really unsure that the deal you have is the best it can be. It’s time to give us a call at Evimero Finance. We’ll review your existing rates, trawl through all of the paperwork involved, and pretty soon you’ll have the problem solved. Interest rates have become extremely competitive, and some lenders may be luring you in with refinance cashback offers…but you probably can’t fathom which offers are truly brilliant, as opposed to those that may be shady and too good to be true. By working with us, there is no catch… you’ll get all of the answers you’re looking for from us.
2. IT COULD BE TIME TO RENOVATE, EXTEND, KNOCK DOWN REBUILD, OR PERHAPS ADD A POOL.
Do you own a Heritage Home or a rundown wreck and want to renovate, extend, or knock it down and rebuild? Maybe you have local council restrictions on what you can and can’t do on your land – either because your home is heritage protected, or there are imposed easements and issues with the type or size of house permitted – limiting your options.
3. YOU MAY HAVE YOUR EYES ON A NEW CAR, OR A SNAZZY CARAVAN
A bit of extra cash can open up your options, and what better way to make it affordable, than by borrowing a bit extra by tacking the funds onto your mortgage.
4. YOU’RE AFFECTED BY FINANCIAL DURESS
Have you gotten yourself into a financial pickle, and need Refinance Finance to clear debts on credit cards, your current home, a business deal gone-wrong, or because someone in the family is terribly ill and the cost of medical treatment has to be met.